Located in Lynchburg, Virginia, J.M. Gardner Insurance was established in 1993 as an independent insurance agency. We serve the needs of small businesses and individuals throughout Central Virginia with auto/car insurance, homeowners insurance, umbrella insurance, boat insurance, motorcycle insurance, ATV insurance, RV insurance, business insurance, commercial property insurance, general liability, excess liability, flood insurance, worker’s compensation, inland marine insurance, and life/health insurance.
Put our local experience to work for you!
We are Independent Agents in Lynchburg, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. J.M. Gardner Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
Posted: June 23, 2017Summer is finally here! Longer days, warmer weather and spending more time outside. We take precautions from the sun and heat when we’re outside, but what about our cars? Did you know that the sun and heat can cause serious damage to your vehicle, too? Here are some tips to help you care for your ride this summer: Prep work Make sure your car’s cooling... Read Article
Posted: June 22, 2017If you lease a garage for your auto shop and make improvements to the space—such as installing equipment or remodeling the interior—it’s a good idea to review your auto services insurance coverage. Generally, if you’ve made any after-the-fact alterations, it’s up to you, not the property owner or landlord, to insure them. For example, let’s say you’ve installed shelving and a vehicle lift in the... Read Article