
Located in Lynchburg, Virginia, Gardner Insurance Solutions, LLC was established in 1993 as an independent insurance agency. We serve the needs of small businesses and individuals throughout Central Virginia with auto/car insurance, homeowners insurance, umbrella insurance, boat insurance, motorcycle insurance, ATV insurance, RV insurance, business insurance, commercial property insurance, general liability, excess liability, flood insurance, worker’s compensation, inland marine insurance, and life/health insurance.
Put our local experience to work for you!
We are Independent Agents in Lynchburg, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Gardner Insurance Solutions, LLC represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.


Posted: May 4, 2026
Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rely on. When a client says a mistake, missed detail, or failure to deliver caused financial harm, this is the type of coverage that may step in. It is often called errors and omissions insurance, and it fills a gap that many service businesses do not...
Posted: May 2, 2026
Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. How Roof Age Can Affect Rates The age of a...
