Located in Lynchburg, Virginia, J.M. Gardner Insurance was established in 1993 as an independent insurance agency. We serve the needs of small businesses and individuals throughout Central Virginia with auto/car insurance, homeowners insurance, umbrella insurance, boat insurance, motorcycle insurance, ATV insurance, RV insurance, business insurance, commercial property insurance, general liability, excess liability, flood insurance, worker’s compensation, inland marine insurance, and life/health insurance.
Put our local experience to work for you!
We are Independent Agents in Lynchburg, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. J.M. Gardner Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
Posted: December 7, 2018There's something about the experience of cutting down your family's own Christmas tree that starts the holiday season. But did you know there's a lot to know about live trees? From choosing one, to transporting it home and keeping it fresh through the holiday season, there's something we can all learn. That's why we've called in an expert. Richard Palmer, the third-generation owner of Palmer... Read Article
Posted: December 3, 2018Whether you’re planning a fancy multi-course meal or just a small get-together with friends, it takes time and effort to throw a party. Take a deep breath: You’ve got this! No task is too small… and no guest list is too large. Whatever the size of your shindig, here are 10 tips to help with your holiday gathering. (Want more must-read advice? Don’t miss our... Read Article