Gardner Insurance Solutions
Provides Auto, Home, Personal, and Business Insurance to
Lynchburg and Central Virginia

September 10th, 2014 by Gardner Insurance Solutions
Auto, Home and Personal Insurance Quotes.

Low Rates, Local Agents, and Complete Peace of Mind.

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August 13th, 2015 by Gardner Insurance Solutions
Business Insurance Quotes

Specialized Coverage You Need to do Business with Confidence.

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August 5th, 2014 by Gardner Insurance Solutions
Life & Health Insurance Quotes

We Want to Help Protect You During All Stages of Life.

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August 5th, 2014 by Gardner Insurance Solutions

Welcome to Gardner Insurance Solutions

Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance For Lynchburg and Central Virginia

Located in Lynchburg, Virginia, Gardner Insurance Solutions was established in 1993 as an independent insurance agency. We serve the needs of small businesses and individuals throughout Central Virginia with auto/car insurance, homeowners insurance, umbrella insurance, boat insurance, motorcycle insurance, ATV insurance, RV insurance, business insurance, commercial property insurance, general liability, excess liability, flood insurance, worker’s compensation, inland marine insurance, and life/health insurance.

Put our local experience to work for you!

An Independent Advantage

We are Independent Agents in Lynchburg, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Gardner Insurance Solutions represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Recent Blog Posts

How Much Is Renters Insurance?

Posted: May 22, 2019

The great thing about renting is that you usually don’t have to deal with home improvements, major repairs, or mowing the yard. But that doesn't mean renting is completely worry-free. There’s always the chance of a fire, water damage, burglary, or some other calamity that could turn your life upside down. Imagine if all your belongings were ruined or stolen and you had to start... Read Article

Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?

Posted: May 21, 2019

Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the... Read Article